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by Bethany

WELCOME! Thanks for stopping by.

This page is a guide to help you start diving into the content on our FI blog. Whether you are interested in saving money or financial independence tips, cheap travel, lifestyle changes, budget management,  or how to buy the best coffee for the cheapest price- I hope this page will help you get started.

My writing is a direct reflection of what my partner and I are thinking about and doing with our funds at that time. Occasionally I suggest purchases, but I only list them if we have found them helpful in our own lives. I would also be grateful if you used any of the links, as it is NO extra cost you and gives us a kickback.

I hope this blog brings some value to your life. If you want to reach out or hire me, send a note.  If you want to know more about who we are head over to the About page or read the Transparency letter. 


What does FI mean?

FI stands for Financial Independence. FI typically means having enough income to pay your living expenses for the rest of your life without having to work full time. Some people achieve this through saving and investing over many years, while others build successful businesses that can generate passive income. This can also mean being debt free and financially free from owing something to others.

What is FIRE?

FIRE describes achieving Financial independence in order to Retire Early. The goal here is you develop a means to receive passive income that supports the cost of your lifestyle. This can be retirement income, real-estate, online business…you name it! The 9-5 and typical work 'till you are 60 are not the norm in this community.

Big Picture


The two go hand-in-hand, financial independence gives you the choice, rather, gives you the time to do whatever you want. That can include working your 9-to-5 job if it’s something you love and are passionate about.

What are the main ideas behind FI and FIRE?

Everyone’s FI and FIRE recipes vary a bit. The general premise is to take control of your money in order to create a financially savvy and stable life. This requires both saving and investing. For some, this is massive debt payoff, for others it is learning to open up their very first Roth IRA. For you, it might be creating a budget for the very first time. Personal finance does not have to be a mystery and people in the FIRE community love to share their financial independence tips. Read our FI blog to learn how to take back your paychecks, be a conscious consumer, and throw out the dusty manual on how society says money can work for you.

Couple Money Redefined

Fav Freebies

Spending Tracker

If you’re trying to tighten your purse strings and save money, I recommend you track your spending. You can’t save money if you don’t know where your money is going, right? 

Budget Template

We finally have a monthly budget template that works for us. It’s not fancy. It’s simple. If you want to take control of your finances, using a budget template is an easy way to make this happen. 

10 Minute Payday Checklist

If payday rolls around and you haven’t made a budget but you have filled your Amazon cart, then we need to talk. Making a budget is intimidating, so I am breaking it down into a 10-minute payday checklist. If you complete this list every time you get paid, then you’ll get your money right so you can press purchase instead of ghost shopping.

Student Loan Debt

Good Stories

While we have evolved from some of these, they serve as important milestones in our thinking.

Still looking?

If you have a topic you would like me to write about, please send me a message!

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